Maximize your rewards with unlimited 1.5% cash back—and earn even more on your adventures, meals out, and everyday essentials.
The Chase Freedom Unlimited is a credit card that blends flexibility, valuable rewards, and strong protections—all without an annual fee. Whether you want to earn cash back, save on interest with a 0% intro APR, or enjoy premium travel protections, this card offers benefits that fit almost any spending style.
Backed by Chase, one of the largest and most trusted banks in the U.S., the Freedom Unlimited makes it easy to maximize your purchases with competitive earning rates across multiple categories and a flat rate on everything else. It’s a great choice for everyday use, travel, and even balance transfers.
Chase Freedom Unlimited
Earn a $200 bonus No Annual Fee10 Benefits of the Chase Freedom Unlimited
1. Unlimited 1.5% Cash Back on All Purchases
Earn a flat 1.5% cash back on every purchase with no caps or categories to track.
2. Bonus Categories for Extra Earnings
Get 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% at restaurants and drugstores, plus your 1.5% base rate everywhere else.
3. Generous Welcome Bonus
Earn a cash bonus after spending the required minimum in the first few months of account opening—an easy way to boost your rewards from day one.
4. 0% Intro APR Offer
Enjoy 0% intro APR on purchases and balance transfers for a set period (then a variable APR applies). Great for paying off big purchases over time.
5. Flexible Redemption Options
Redeem your rewards for cash back, gift cards, travel, or pay with points at checkout through select partners.
6. Travel and Purchase Protections
Benefit from trip cancellation/interruption insurance, purchase protection, and extended warranty coverage when you use your card.
7. No Minimum to Redeem Rewards
Cash out your rewards at any amount—there’s no minimum redemption requirement.
8. Access to Chase Ultimate Rewards Portal
Book travel, shop with points, and unlock exclusive offers through Chase’s powerful rewards platform.
9. Contactless Payment Capability
Tap to pay quickly and securely at terminals that accept contactless payments.
10. No Annual Fee
All these benefits come with $0 annual fee, so every reward you earn stays in your pocket.
Who Can Apply?
You may qualify for the Chase Freedom Unlimited® if you:
- Are 18 years or older (19 in some states)
- Have a valid Social Security Number
- Reside in the United States
- Possess good to excellent credit
- Have a stable income
- Do not have an existing Freedom Unlimited® account
How to Apply
- Visit www.chase.com
- Search for Chase Freedom Unlimited
- Click “Apply Now”
- Provide your personal, contact, and income details
- Review and accept the card terms
- Submit your application
- Receive an instant decision in most cases
- If approved, your card will be mailed within 7–10 business days
Frequently Asked Questions (FAQ)
1. What’s the cash back rate on this card?
You earn 1.5% unlimited cash back on all purchases, plus bonus rates in select categories.
2. Is there an annual fee?
No. The card has $0 annual fee.
3. Does the card offer a 0% intro APR?
Yes, there is a 0% intro APR on purchases and balance transfers for a limited time.
4. Can I redeem points for travel?
Yes. Rewards can be redeemed for travel through the Chase Ultimate Rewards portal.
5. What credit score is needed to qualify?
Generally, good to excellent credit is recommended.
6. Does Chase report to credit bureaus?
Yes, Chase reports to all three major credit bureaus to help you build credit.
