Elevate your travel experience. Get rich rewards, luxury perks, flexible points, and global access.
If you’re looking for a premium credit card that delivers high-value rewards, luxury travel benefits, and world-class service, the HSBC Elite Credit Card might be your ideal match. Designed for frequent travelers and discerning cardholders, it offers a combination of flexibility, exclusive privileges, and a robust rewards program.
With generous bonus categories, travel protections, and lifestyle perks, the HSBC Elite Card ensures you get more from every dollar spent—whether at home or abroad. Plus, it’s backed by HSBC’s global banking network, giving you peace of mind and unmatched worldwide acceptance.
HSBC Elite
5× Points on travel 60k Welcome Bonus Points10 Benefits of the HSBC Elite Credit Card
1. Up to 3X Points on Travel Purchases
Earn 3 points per $1 spent on eligible travel, including flights, hotels, car rentals, and more.
2. 2X Points on Dining
Enjoy double points when dining out or ordering from your favorite restaurants.
3. 1 Point per $1 on All Other Purchases
Earn rewards on everything you buy, with no limits or caps on point accumulation.
4. 50,000 Bonus Points
Receive a substantial welcome bonus after meeting the minimum spend requirement within the first few months of account opening.
5. Annual Travel Credit
Get a $400 annual travel credit for qualifying airline, hotel, or transportation purchases.
6. Complimentary Airport Lounge Access
Enjoy unlimited visits for you and a guest to Priority Pass™ lounges worldwide.
7. TSA PreCheck® or Global Entry Credit
Receive a statement credit for your application fee for TSA PreCheck® or Global Entry every 4 years.
8. No Foreign Transaction Fees
Shop internationally without worrying about extra charges for purchases abroad.
9. Travel and Purchase Protections
Includes trip delay/cancellation insurance, lost luggage coverage, purchase protection, and extended warranty benefits.
10. 24/7 Dedicated Concierge Service
Get assistance with travel bookings, dining reservations, event tickets, and more—anytime, anywhere.
Who Can Apply?
You may qualify for the HSBC Elite Credit Card if you:
- Are 18 years or older (19 in some states)
- Have a valid Social Security Number
- Reside in the United States
- Possess excellent credit (typically 720+ score)
- Have a qualifying HSBC relationship or meet income/asset requirements
How to Apply
- Visit www.us.hsbc.com
- Locate the HSBC Elite Credit Card page
- Click “Apply Now”
- Complete the application with personal, financial, and employment details
- Review the terms and conditions
- Submit your application
- Receive an approval decision, often instantly
- If approved, your card will arrive in 7–10 business days
Frequently Asked Questions (FAQ)
1. What is the annual fee for the HSBC Elite Credit Card?
It has an annual fee (check HSBC for the current amount), which is offset by the value of its benefits.
2. Does the card offer lounge access?
Yes. You get Priority Pass™ membership with unlimited visits.
3. Will I pay foreign transaction fees?
No. The card has no foreign transaction fees.
4. How can I redeem my points?
Points can be redeemed for travel, cash back, gift cards, and merchandise.
5. Is there a welcome bonus?
Yes, you can earn bonus points after meeting the minimum spend requirement.
6. Does HSBC offer travel insurance with this card?
Yes. It includes multiple travel protections such as trip cancellation and delay coverage.
