The Amazon Rewards Mastercard is designed for Canadians who shop online frequently and want a straightforward way to earn rewards on everyday purchases. Whether you’re filling your cart with essentials, ordering household items or buying groceries for the week, this card rewards you for the spending you already do—with no annual fee and an easy-to-understand points system.
With accelerated earn rates on Amazon.ca and Whole Foods Market purchases, plus rewarding rates on gas, restaurants and everyday spend categories, this Mastercard is built for convenience and value. Backed by MBNA’s customer service and secure digital tools, it delivers a smooth experience both online and in store.
Key Benefits of the Amazon Rewards Mastercard
1. Accelerated earn rate at Amazon
Cardholders earn enhanced rewards on Amazon purchases, making it the ideal companion for frequent online shoppers who want more value from each order.
2. Elevated rewards at Whole Foods Market
Earn additional points every time you shop at Whole Foods Market in Canada, adding meaningful rewards to your grocery budget.
3. Reward points on gas and dining
The card includes a rewarding earn rate on gas and restaurant purchases, helping you accumulate points faster during everyday outings.
4. Collect points on all other purchases
Beyond the bonus categories, cardholders earn points on all eligible purchases, ensuring that every transaction contributes to your rewards balance.
5. No annual fee
The Amazon Rewards Mastercard charges no annual fee, making it accessible and cost-effective for households of all sizes.
6. Flexible redemption options
Redeem your points for Amazon.ca purchases, gift cards at participating retailers, travel options or statement credits, giving you the freedom to use your points however you like.
7. Exclusive welcome offer
New cardmembers may qualify for a bonus Amazon.ca Gift Card upon approval, providing instant value before your first purchase.
8. Tap-and-go convenience
Contactless payments and digital wallet compatibility make purchases quick, easy and secure—perfect for busy lifestyles.
9. Real-time account management
Track spending, manage payments, view transactions and redeem points through MBNA’s online banking platform.
10. Enhanced cybersecurity and fraud protection
Zero Liability coverage and advanced fraud monitoring help protect your card from unauthorised use.
11. Ideal for households and everyday necessities
Because the card rewards groceries, gas, dining and Amazon purchases, it fits seamlessly into most Canadian households’ monthly spending.
Who Can Apply?
Typical eligibility requirements include:
- Being a Canadian resident
- Meeting the age of majority in your province or territory
- Having an acceptable credit profile
- Providing proof of income
- Passing MBNA’s credit and affordability checks
The card is suitable for everyday Amazon shoppers, students, families and frequent online buyers.
How to Apply
- Visit the Amazon.ca Rewards Mastercard application page.
- Sign in with your Amazon.ca account to begin.
- Fill out the secure online application with your personal and financial details.
- Provide supporting documents if requested.
- Once approved, your card will be added automatically to your Amazon.ca wallet for instant use.
- Activate your physical card upon arrival and manage it through MBNA online banking.
Frequently Asked Questions
1. Does the card have an annual fee?
No. The Amazon.ca Rewards Mastercard is a no-annual-fee card.
2. What can I redeem points for?
Points can be used for Amazon.ca purchases, gift cards, travel options and statement credits.
3. Do I need an Amazon Prime membership?
No, but Prime members may receive additional earning potential depending on current promotions.
4. Can I use this card anywhere?
Yes. It is a Mastercard accepted globally in stores and online.
5. How fast do points accumulate?
Points accumulate automatically with each eligible purchase, with higher rates at Amazon.ca and Whole Foods Market.
6. Is this card good for everyday spending?
Yes. The card offers points on groceries, gas, dining and general purchases, making it practical for regular use.
