The Amazon Rewards Mastercard is built for Canadians who want a fast, simple and rewarding way to earn points on the shopping they already do. Whether you’re ordering electronics, home essentials, books or groceries, this card rewards your spending with accelerated earn rates and effortless point collection. With no annual fee, it’s a practical choice for households that make online shopping part of their routine.
Beyond Amazon.ca, the card also delivers value on gas and restaurant purchases, making it suitable for everyday use—not just online orders. And with the ability to redeem points for Amazon.ca purchases, gift cards or statement credits, cardholders benefit from a redemption system that’s clear, flexible and easy to use.
Key Benefits of the Amazon Rewards Mastercard
1. Strong rewards on Amazon purchases
Cardholders earn accelerated points on Amazon.ca, allowing frequent shoppers to maximise rewards as they restock their home or shop for seasonal items.
2. Extra rewards at Whole Foods Market
Purchases made at Whole Foods Market earn additional points, providing meaningful value for Canadians who prioritise natural and organic groceries.
3. Points on gas and dining
Everyday categories like gas stations and restaurants earn elevated rewards, helping you build points whether you’re commuting or enjoying a night out.
4. Points on everyday spending
All other eligible purchases collect points at a consistent base rate, ensuring your full day-to-day spending contributes to your overall reward balance.
5. No annual fee
The card charges no yearly fee, making it easy to keep long-term and ideal for Canadians who prefer to avoid recurring charges.
6. Instant Amazon.ca integration
Upon approval, your card is automatically added to your Amazon.ca account, allowing you to begin using it immediately for online purchases.
7. Redemption flexibility
Use your points toward Amazon purchases, apply them as statement credits or redeem for gift cards—giving you multiple ways to enjoy your rewards.
8. Welcome offer for new cardholders
New members may qualify for an Amazon Gift Card upon approval, providing a head start on earning value from day one.
9. Secure digital account management
MBNA’s online banking tools make it easy to track your transactions, manage payments, review point activity and update card settings.
10. Fraud protection and Zero Liability coverage
You’re protected from unauthorised transactions, giving you peace of mind whether shopping online or in store.
11. Compatible with contactless and mobile wallets
Tap-to-pay and digital wallet support make everyday purchases quick and secure across Canada and internationally.
Who Can Apply?
Typical eligibility requirements include:
- Canadian residency
- Age of majority in your province or territory
- A satisfactory credit profile
- Proof of income
- Passing MBNA’s credit assessment and affordability check
This card works well for Amazon shoppers, families, students and anyone who wants a simple, no-fee rewards card.
How to Apply
- Sign in to your Amazon.ca account.
- Visit the Amazon.ca Rewards Mastercard application page.
- Complete the secure online form with your personal and financial information.
- Submit supporting documents if requested.
- Receive a decision—often quickly.
- Start using your card immediately through your Amazon.ca wallet.
Frequently Asked Questions
1. Does this card have an annual fee?
No. There is no annual fee for the Amazon Rewards Mastercard.
2. Do I need a Prime membership to apply?
No, but promotional earn rates may be higher for Prime members when offers are available.
3. Can I use this card outside Canada?
Yes. As a Mastercard, it is accepted worldwide at millions of locations.
4. How do I redeem my rewards?
You can redeem points for Amazon.ca purchases, gift cards, travel options or statement credits.
5. Is this card worth it for everyday spending?
Yes. The card provides additional rewards on gas and dining and allows you to earn points on all other eligible purchases.
6. Is the card secure for online shopping?
Yes. Fraud monitoring and Zero Liability protection safeguard your transactions.
