
An above-average Blue Cash Preferred Card refund rate can be worrying, but you can rest easy after reading the fine print and seeing that the rate only applies to US grocery shopping.
The credit card refund category increase is capped at $6,000, but doesn’t affect superstores like Walmart or Target or wholesale clubs like Costco. If you reach the $6,000 threshold but keep buying more, any additional purchases will earn you 1% cash back.
Pros
High cashback rewards with no registration required and automatic refunds. Bonus travel coverage in case something goes wrong too.
Cons
By charging this fee, the company uses these benefits to create competitive price advantages. $6,000 in annual US grocery spending comes with a 1% annual fee.
Return protection Blue Cash Preferred
With return protection, you can get your money back if a seller doesn’t return your order within 90 days of purchase. American Express may refund the full purchase price, excluding shipping and handling. You can earn up to $1,000 per year on eligible purchases made entirely with your American Express card in the US or its territories.
American Express Experiences
Access tickets before they go on sale, get special access to events and find exclusive ticket deals. Everything from the city of your choice.
How to apply Blue Cash Preferred
Enroll now and be confident. Updates to your application process will provide more transparency so you know if you passed without any impact on your credit score. Get the app to fill in the required information and will share important terms and conditions
After submitting your application, they will let you know if you were approved first, without any impact on your credit score. You can choose to accept the card or refuse to send your information. If you choose not to submit your information, it could affect your credit score.
Blue Cash Preferred Credit Card American Express
Car Rental Insurance Global Assist cashback return protectionDid you like this article?
To ensure you get the most benefit from your credit cards, you need to be aware of which features interest you and which are just frivolous. Stay up to date with the latest articles on our news site with tips on the most important things in this ever-changing world.
Copywriter / Redator Especialista em Economia, Investimentos e finanças Sua maior paixão é contribuir com o crescimento pessoal/financeiro das pessoas
Publicado em: 21/09/2022