It is currently not a good idea to have a credit card balance, but you should take advantage of the US Bank Visa Platinum credit card before interest rates start to rise. If you are looking for a credit card with no interest rates and that allows you to pay your purchases in installments, this is an excellent alternative.
See how easy and fast it is to apply for the US Bank Visa Platinum Credit Card!
So what if I told you that this card has the best introductory rates on the market right now? Other similar credit cards charge an annual fee, but this card does not. Getting a head start on your debt can seem daunting at first, but with an introductory period and 0% APR for up to 18 months, this credit card is the best choice for people looking for breathing space, which can be crucial if you have outstanding debts.
Pros
No APR fine; 0% introduction period; Cell phone protection coverage is an excellent benefit.
Cons
The lack of a rewards program, welcome bonuses and foreign transactions can be an issue for some customers.
Benefits US Bank Visa Platinum Credit Card
0% APR on balance transfers. 3% or $5 balance transfer fee, whichever is greater. If you plan on keeping a balance, they recommend that you consider credit cards with lower APR for purchases and higher rewards to use for your day-to-day expenses.
Cell phone damage or theft is a major concern for many consumers. Fortunately, there are affordable solutions in the form of cell phone insurance. Coverage starts with a $25 deductible and can provide up to $600 of protection on your device if it is broken, lost or stolen. Choose your payment due date. Choose your payment due date.
Other US Bank Visa Platinum Card Benefits
Cell Phone Protection: Protect your monthly cell phone bill with US Bank Platinum Visa and receive up to $600 in coverage, with a $25 deductible, for up to two claims ($1,200) per 12-month term. When setting up a bank account, you get your TransUnion credit score and alerts with major updates. It’s all free!
Conclusion US Bank Visa Platinum Credit Card
The institution also offers an interest-free credit card for 20 billing cycles. It’s perfect if you don’t want to waste all your money on high fees when it comes to paying off the balance or adding more debt.
You can avoid heavy fines with your credit card if you pay your balance in full by the due date. Continuing on that subject, this card also does not charge an annual fee. Looking for a credit card with no later payments? You just might have found your match.
US BANK VISA PLATINUM CREDIT CARD
0% INTRO APR NO ANNUITY CELL PHONE PROTECTION CASHBACKDid you like this article?
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Copywriter / Redator Especialista em Economia, Investimentos e finanças Sua maior paixão é contribuir com o crescimento pessoal/financeiro das pessoas
Publicado em: 03/11/2022